Insights and reflections to support your financial growth
2023 First Quarter Commentary
The first quarter began with better-than-expected economic conditions and healthy returns in the stock and bond markets. This economic strength then turned from a positive attribute for the market to a negative as the bond market began pricing in more interest rate...
What we know about inflation in 2023
Inflation is on a downward trend, but the question is whether and when it will come down to the FED’s 2% target. With so many moving parts - the future of inflation can be uncertain. What we do know... Inflation has been the underlying issue that caused the FED, and...
Are you considering a Roth Conversion?
Are you considering a Roth Conversion? If so, you may have heard how it can help give you more control over your taxable income in retirement. What exactly is a Roth Conversion? A Roth Conversion involves transferring retirement funds from a traditional-type IRA or...
Volatile markets: Don’t rely on headlines for guidance on when to invest
Volatile markets: Don’t rely on headlines for guidance on when to invest Falling markets and drastic headlines can tempt individuals to abandon their long-term investing plans. Their thinking might go something like, let’s wait until it’s over, hoping to catch the...
Celebrating Black History Month
Black History Month is a time of celebration and recognition of the history, achievements, and influence of the Black community. While we hope this spirit of recognition isn’t limited to one month, we wanted to take this opportunity to honor a few of the many lives...
2022 Fourth Quarter Commentary
Now that 2022 has come to an end, we can reflect on what happened and what we may be able to expect in the year ahead. The year started off with a fed funds rate of 0% - .25% and the expectation the Federal Reserve (FED) would raise it to .75% - 1% by year end....